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FD New Interest Rate [ 2023 ] : Once again the interest rate of FD has increased, the new interest rate is applicable.

FD New Interest Rate [2023]: Public sector banks have increased the interest rate on Fixed Deposit. New interest rate is applicable from 10 January! The bank is now giving a minimum of 3 percent and a maximum of 7.05 percent interest (FD Interest Rate) on term deposits! Interest rate on FD of less than 2 crore rupees (Fixed Deposit Interest Rate) has been increased! The bank has increased the interest on 444 days special FD, the bank said that after this revision, the interest will be 7.05 on 444 days special plan for general customers!

The Reserve Bank of India had recently announced an increase in the repo rate of 0.40 percent! After which many big banks are increasing the interest rates of Fixed Deposit! Recently, Bank of Baroda, ICICI Bank (State Bank of India), Kotak Mahindra Bank and Punjab National Bank have increased interest rates on fixed deposits for their customers!

These banks are getting better returns

If you are planning to invest in fixed deposits! So here we have discussed the interest rates of such banks! The bank’s interest rate on fixed deposit (Fixed Deposit Interest Rate) has been given! Best return on fixed deposit! A fixed deposit of less than 2 crore rupees (Fixed Deposit) but here you will find the information about the interest rates of different banks! This list includes the latest interest rates (FD Interest Rate) offered by banks for a period of 7 days to 10 years till May 10, 2023!

FD Interest Rate 2023

Deposits maturing in 120 to 180 days will now get 4.75% interest (Fixed Deposit Interest Rate), while those maturing in 181 to 270 days will now get 5.25% interest! The bank will continue to offer an interest rate of 5.50% (FD Interest Rate) on deposits maturing in 271 days to 364 days! 6.15% interest rate will continue to be offered on Fixed Deposit amounts maturing in a period of 365 days to one year!

Loan Facility Fixed Deposit Loan

People usually apply for a loan when they need money! However, if you open a fixed deposit, you automatically get a loan instead! Eligible to get fixed deposit loan! Under this you can borrow up to 75 percent of the investment capital! And on that FD interest rate (Fixed Deposit Interest Rate) above 2% interest rate! While taking a loan on FD, the tenure of the loan is equal to the tenure of the FD. In this case, if you have a 10-year FD account (FD Account) opened! And in the second year you apply for a fixed deposit loan! So you will have eight years to repay the loan!

Senior Citizens

From ₹25 crore to ₹100 crore and more than fixed deposit (Fixed Deposit)! The highest rate for this category is 7.95% which is less than 1 year for a period of 1 year 5 days! The bank also offers 7.90% on FD (FD Interest Rate) for a period of less than 1 year 5 days to 18 months! FD (Fixed Deposit Interest Rate) of ₹25 crore to ₹50! Except, the interest rates start from 5.50% to a maximum of 7.95%! While on FDs from ₹25 crore to ₹50 crore, the rates are as low as 4.65% to 7.95%!


6% return on 5-8 year Fd

From 2 years to less than 3 years! FD interest rate has increased to 6.75 percent! From 3 years to less than 5 years! Interest on Fixed Deposit has increased to 6.50 percent! Interest rate on FD from 5 years to less than 8 years (Fixed Deposit Interest Rate) has been increased to 6% and on FD from 8 years to 10 years to 6%!

Fixed Deposit Interest Rate: 7% return will be available for less than 1 year

The bank has started a new deposit scheme of 200 days (Fixed Deposit Interest Rate)! At which it has a maximum interest rate of 7% (FD Interest Rate) and! 400 Days (Maha Dhanvarsha) scheme bank up to 10 crore rupees now! 6.75% interest rate is being offered on fixed deposit amount!


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