Post Office Accident Insurance Scheme 2023
Post Office Karja Bima Yojana 2023 : New Rahima Yojana has been implemented by the Department of Indian Institutions. India Post Office 299 European and 39 Brullian Sundar Bima Yojana. 10 lakh insurance cover is provided under this post office insurance scheme. In today’s post we are giving complete office information about insurance scheme in this post.
Post Office Mahila Bima Yojana [POST SCHEME]: Benefit of 10 lakh insurance cover among only 299 members
Today’s advance insurance affects the important qualitative ratio; Anita is very necessary to prepare for some time. The premium of an individual insurance policy varies. If you take expensive insurance then its premiums are also expensive. Because of this many times people stay away from taking insurance. Keep this in mind, India Post offers a group insurance cover plan that offers you a much lower premium like 299 and 399 for Rs. A cover of up to 10 lakhs is provided.
What is Post Office Accident Insurance Scheme 2023?
The scheme is introduced under an agreement between India Post and Tata AIG. Under this scheme people between 18 years to 65 years can avail insurance in case of mass accident. Under this insurance cover, accidental death, permanent or partial total disability, paralysis will get a cover of Rs 10 lakh. This insurance has to be renewed after 1 year. For this one needs to have an account with India Post Payments Bank.
How to get hospital expenses
This insurance covers Rs 60,000 for treatment and Rs 30,000 for IPD and OPD if a person is hospitalized due to an accident.
Post Office Accident Insurance Scheme 2023 Age Limit:-
The age limit for Post Office Accident Insurance Scheme is 18 to 65 years. So if you want to get accident insurance under this India Post Office then you can get insurance if your age is more.
Following are the facilities available under Post Office Accident Insurance Scheme 2023
Under this Post Office Accident Insurance Scheme (Post Office Suicide Insurance Scheme), the policyholder is provided with an insurance cover of up to Rs 10 lakh in installments of Rs 299 or Rs 399. In case of death of insured person due to accident due to any reason, cremation Rs. 5000 and for the education of at least two children under this Post Office Insurance Scheme Rs. An amount up to 1 lakh will be given.
Post Office Accident Insurance Scheme Detail (Post Office Accident Insurance Scheme 2023 Details) :-
1. Rs.10 lakh is paid in case of accidental death of the insured.
2. In case of permanent disability to the insured, Rs. 10 lakh is given.
3. Insurance Scheme Hospital Expenses Rs. 60 thousand provides.
4. Under this Post Office Accident Insurance Scheme for the education of the insured’s child Rs. 1 lakh is given. (Maximum 2 children)
5. If the insured is admitted to hospital, Rs. per day for ten days till he is admitted. 1 thousand is paid.
6. OPD expenses of Rs.30000 are given to the policy holder.
7. Rs.10 lakh is given to the insured in case of paralysis.
8. Rs.25 thousand as travel expenses to the family of the insured person for traveling to the hospital.
What is the duration of Post Office Accident Insurance Scheme 2023?
Implemented under Post Department Rs. 299 and Rs. 399 in accident insurance plans, you have to pay for one year. (Indian Post Office 299rs & 399rs Accident Insurance) After completion of one year you have to go to nearest post office for renewal to activate the plan for next year. After that accident insurance cover is again provided for one year. That is, the annual premium is Rs. 299 or Rs. 399 is.
Other Benefits of Post Office Accident Insurance Scheme 2023
Under this insurance, the Rs 399 premium insurance also offers some other benefits such as up to 1 lakh for education of 2 children; 1000 daily hospital expenses for 10 days, transportation for family residing in other cities. In case of death Rs. 25,000 and funeral expenses up to Rs. up to 5,000. To avail this insurance, you can contact the nearest post office.
Post Office Accident Insurance Scheme 2023 Application Process in Rs.299 and Rs.399
If you pay Rs. 299 and Rs. 399 post office insurance plan, you have to go to the India Post department and apply online. You need to have an India Post Payments Bank account to avail the benefits of the insurance scheme. If not, it will be removed from the post. Postman as well as postal department employees will help you in availing Post Office Insurance Scheme benefits.
Indian Postal Department Accident Insurance Scheme Contact No
If you want to take this insurance under Post Office Accident Insurance Scheme, you can visit the nearest post office.
Post Office Contact Number:- 155299