Three Wheeler Loan Yojana 2023.
Purpose of Three Wheeler Loan Scheme
The benefit of this credit scheme is given to the SC caste individuals by the Scheduled Castes Corporation. The benefits of this scheme are given to SC caste unemployed and self-employed citizens. It is given to citizens who want to get auto rickshaw to get self employment. The main purpose of this scheme is to provide loans at a very light interest rate to help financially.
Eligibility for Beneficiary
This loan scheme is run by GSCDC Online. Most of which is supported by NSFDC. NSFDC stands for National Scheduled Castes Finance And Development Corporation. Online forms of various credit schemes are accepted by GSCDC Online Gujarat. There are certain eligibility criteria to avail the benefits of this scheme. Which is given below.
- Applicant should be native of Gujarat.
- Beneficiary should be unemployed of Schedule Caste(SC).
- Citizens from 18 years to 50 years will get.
- Annual family income should be Rs.6.00 lakh or less.
- Neither the beneficiary nor any member of the beneficiary’s family should be attached to a government or semi-government office.
- Beneficiary must have driving license.
- Applicant should not have taken loan from any Govt / Semi Govt Bank earlier.
- Applicant has to apply online.
How much loan is available
This scheme is benefited by Gujarat Scheduled Castes Nigam (GSCDC Nigam). 2,50,000/- loan is given under this credit scheme. Which is credited to the bank account of the beneficiary after the loan is sanctioned.
Three wheeler loan interest rate in the scheme
The interest rate for loans for three wheelers is fixed by this corporation. Which is given below.
- The rate of interest for the rickshaw loan scheme will be 3%.
- The loan taken for the three wheeler scheme has to be repaid in regular installments.
- 2% penal interest will be charged from the beneficiary who defaults on this loan.
Document Required For Three Wheeler Loan Yojana Gujarat
These loans are provided by SC Corporation. Beneficiaries can apply online from GSCDC Portal. To avail this scheme the following documents have to be uploaded.
- Identity Proof (copy of Election Card, Driving License & any one of PAN Card)
- Copy of Aadhaar Card
- Proof of age
- Proof of caste
- An example of income
- Proof of residence of the beneficiary
- Applicant’s photo
- Specimen signature of applicant
Online Application Form
- Now the online application form will open.
- In which details like Aadhaar card number, full name, address etc. of the beneficiary have to be filled.
- Now the beneficiary has to upload photograph & upload signature.
- Applicant has to fill educational qualification and vehicle details.
- After filling all the details, one more time re-verification has to be done.
- Then enter the Captcha Code and click “Save”.
- If any correction or addition is to be made in the online application then click on Edit Application.
- If all the details filled in the online application are correct then click on Confirm Application.
- Finally, after confirming application, your online application application number will come. Print has to be done by clicking on Print Application.
